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Financial services and advice you can understand, value and trust

The economic landscape has changed dramatically in recent years, significantly impacting on everybody's personal finances. Yet beyond having to tighten our belts because of the steep climb in the cost of everyday living, it's important to make suitable plans towards your medium to longer-term financial goals - in order to give yourself the best possible chance of achieving them.

Guardian investing - brought to you by Skipton Financial Services Limited (SFS) - can help you to consider your future financial needs as part of a review, before researching the market place to make personalised recommendations suited to your individual circumstances and appetite for risk and reward.

Call us free on 0800 121 6836

Alternatively, if you would prefer SFS to contact you, please request a call back:

How we can help you

SFS’s advice service is primarily limited to investment planning and falls under the category of ‘Restricted advice’ under the Financial Conduct Authority rules. They consider a range of Unit Trusts, OEICs and Life Funds of UK authorised Fund Management Groups and Life Offices together with a more focused panel of Structured Products and Structured Deposits in constructing their ‘Preferred Product Range’.

When constructing the 'Preferred Product Range' their Technical Department filters out products using criteria including (but not limited to) performance cost, product terms and third party research.

SFS typically has access to:

• Over 3,000 Unit Trusts and OEICs

• Investment Bonds from 10 UK Life Offices

• Life Assurance, Income Protection and Critical Illness policies from 25 providers

• Structured Capital at Risk Products available to retail investors

• Pension policies from seven providers

As a result, you can be confident that SFS has thoroughly done its research and that the personalised advice they offer to you is appropriate for your needs.

 

Investment and Retirement Planning

Investment and Retirement Planning

Picturing in our head that ideal future lifestyle is the easy part. Making appropriate financial plans towards one day fulfilling your dreams can be difficult without seeking specialist advice.

By undertaking a financial review of your needs, SFS can recommend investment options that aim to deliver above average returns and are as tax-efficient as possible. This can include planning for retirement and making the most of your savings when retired.

Call 0800 121 6836 for more information

With Profits Bond Review Service

With Profits Bond Review Service

Back in the 1990s, With Profits Bonds were amongst the most popular equity-based investment vehicles, due to their perceived relatively lower risk from stock market volatility. In recent years, however, the performance of some With Profits Bonds have fallen well below expectations - leaving holders unsure what to do with their investment.

SFS' With Profits Bond Review Service can help evaluate your Bond's performance and future prospects, to help you make an informed decision. Because these types of investments are quite complex, there are a number of considerations which your SFS Adviser can help you to review.

Download your free Guide

If your With Profits Bond is provided by any of these companies below in particular, we strongly recommend you contact SFS to have them reviewed.

Scottish Mutual
Scottish Mutual
Scottish Widows
Scottish Widows
Standard Life
Standard Life
AXA
AXA
Phoenix Group
Phoenix Group (Formerly NPI)
Royal & Sun Alliance
Royal & Sun Alliance
Pearl
Pearl
Clerical Medical
Clerical Medical
Friends Provident
Friends Provident
Sun Life
Sun Life
Scottish Equitable
Scottish Equitable
Equitable Life
Equitable Life

For more information on how Guardian investing could help you - call 0800 121 6836